| HILLS CHAMBER GENERAL MEETING & LUNCHEON |
| Wednesday, March 24, 2010 at 11:30 a.m. Sabre Room 8900 W. 95th Street Hickory Hills, IL 60457 Health Insurance Plans & Policies ***SPEAKERS*** John Downey Patrick Williams, Regional Director ***ADMISSION*** No Charge - Current Chamber Members $15.00 - Non-Members $10.00 - Seniors |
A. Healthcare Solutions Team
a. Who we are
b. Years of Knowledge
c. What separates us from other companies
i. Solve problems first, then find solution
B. Group Insurance
a. Insurability
b. Pre-Existing Conditions
c. Co-Pays
d. Small Group Risk Pool
e. No Rate Locks
C. Individual Insurance
a. Insurability
i. Establish the iss
1. Solve the problem with the sick, then address the healthy
b. Pre-Existing Conditions
c. Co-Pays
i. Costly and may not be a good option
d. H.S.A. (Health Savings Account)
e. 24 or 36 Month Rate Locks
f. Suite Solutions ($3,000, $5,000 or $10,000 Options)
i. Option to reduce Out of Pocket medical costs
1. Used offset deductibles and other out of pocket medical costs
2. $250 Deductible for accident; zero deductible for Critical Illness
D. Medical Benefit Plans
a. Not insurance
b. Provides medical card to be treated at better care facility
c. NASE, Team Corp, RX Drug Plans (save 70-200%)
E. ICHIPS (Illinois Comprehensive Insurance Plan)
a. Option when person is listed as un-insurable or denied
coverage
F. Closing
a. Brief over view of topics covered
b. Open for questions
a. Who we are
b. Years of Knowledge
c. What separates us from other companies
i. Solve problems first, then find solution
B. Group Insurance
a. Insurability
b. Pre-Existing Conditions
c. Co-Pays
d. Small Group Risk Pool
e. No Rate Locks
C. Individual Insurance
a. Insurability
i. Establish the iss
1. Solve the problem with the sick, then address the healthy
b. Pre-Existing Conditions
c. Co-Pays
i. Costly and may not be a good option
d. H.S.A. (Health Savings Account)
e. 24 or 36 Month Rate Locks
f. Suite Solutions ($3,000, $5,000 or $10,000 Options)
i. Option to reduce Out of Pocket medical costs
1. Used offset deductibles and other out of pocket medical costs
2. $250 Deductible for accident; zero deductible for Critical Illness
D. Medical Benefit Plans
a. Not insurance
b. Provides medical card to be treated at better care facility
c. NASE, Team Corp, RX Drug Plans (save 70-200%)
E. ICHIPS (Illinois Comprehensive Insurance Plan)
a. Option when person is listed as un-insurable or denied
coverage
F. Closing
a. Brief over view of topics covered
b. Open for questions